THE MATERIALS AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. Palm Financial Group, and its related affiliated and subsidiary companies, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.
palmfinancial.ca assumes that you are submitting accurate information on your own behalf, and is not responsible for information you have submitted for or on behalf of someone else, with or without this party's consent.
In no event shall palmfinancial.ca and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.
Insurance Rate Information
The information used in all insurance rate quotes have been taken from the rate cards and rate manuals which life companies routinely publish and distribute to life agents and brokers. To the best of palmfinancial.ca's ability, he has done everything he can to ensure that the insurance rate information contained in any insurance rate quotes is up-to-date and accurate. However, accuracy cannot be guaranteed.
All quotes are for illustration purposes. Actual premiums and coverage will be based on age, gender, health history, certain underwriting criteria, state of residence, and tobacco usage. Not all policies or companies are available in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products or information.
In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and/or policy, the policy shall govern.
palmfinancial.ca is not obligated to monitor any transmission made through the respective web pages and newsgroups. However, palmfinancial.ca has the right, but not the obligation, to monitor any transmission made to and for this web site. palmfinancial.ca may use or disclose information gathered from the web site.
Product(s) are subject to underwriting requirements. Suicide limitations apply. Product(s) are not available in all states.
Company ratings are provided by independent analyst, and this may change without any notice.
Licenses and Insurance Policy Availability
Not all policies or companies are available in all states.